Your home is one of your most valuable assets but most people spend very little time making sure they have the right insurance policy. Make sure you have enough dwelling coverage on your homeowners insurance policy to rebuild it to its original state. And while the current market value of your home may be lower…Read more
Professional Liability Insurance
Professional liability insurance, or errors and omissions (E&O) insurance, is a type of coverage that protects certain individuals and corporations that provide professional services to their clients. For insurance purposes, “professionals” are defined as those who have special knowledge or skills in a certain area and who use those skills or knowledge to provide advice…Read more
Insurance for CrossFit Health Clubs and Yoga Studios
With the holidays approaching, it is a great time to think about personal fitness and health. According to WebMD, most Americans never lose the weight they gain during the winter holidays. Even if this is just a pound or so every year, those add up over time. Sure, joining a gym is easy enough, but…Read more
Benefits of an Independent Insurance Agent
It seems as though we are hit with insurance advertisements every day. A lot of these advertisements instruct potential customers to go to a website, plug in their information, and receive a quote which may or may not be saving them money. While this system may seem convenient on the surface, it pales in comparison…Read more
Special Event Insurance and Unique Risks
Fall is nearly here again! Football and tailgating are back, as well as the beautiful foliage that the east coast offers every year. Pumpkin patches, corn mazes, and fall festivals are always fun to attend in the fall as well. While many people enjoy these events, it can be stressful to find proper insurance for…Read more
Roofing Insurance
Many times roofers have few options when it comes to obtaining the proper insurance for their roofing business. Here at The Andrew Agency, we have a program specifically designed for roofers in Virginia or Maryland. Insurance for roofers has historically been rather cumbersome and complicated due to the high risk nature of the business. However,…Read more
Make Sure Your Valuables Are Covered
You don’t have to be a millionaire to have high value assets. Perhaps you own fine jewelry, a grand piano or a prized collection? Your keepsakes with high monetary value — family heirlooms and other personal belongings — are important to you. Owning expensive things can be enjoyable for you and your family but also…Read more
Insurance Fraud Impacts Everyone
This year, Governor Terry McAuliff declared May 11-17th as Insurance Fraud Awareness Week in Virginia. You may be thinking, “Does insurance fraud really need an awareness week?” or “Is insurance fraud really that big of a deal?” After learning the facts about insurance fraud, your answer to both of these questions will likely be, “yes.”…Read more
The Wrong Way to Insure a Commercial Building
When it comes to insurance, most people think about insuring their personal belongings such as their home or automobile. But what if you owned an entire office building or leased space within an office building? What type of insurance would you need then? Commercial Building Insurance If you own a commercial building, the need to…Read more
Uber Allowed to Operate in Virginia
Virginia Reaches Temporary Agreement to Allow Safe, Regulated Operation of Uber and Lyft The Department of Motor Vehicles has informed Uber and Lyft that their applications for transportation broker’s licenses and temporary operating authority have been granted, effective immediately, they meet an extensive set of regulations to promote passenger safety, have appropriate insurance, and comply…Read more
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