With the Internet and technology expanding every day, more and more people are building home businesses. However, a homeowners policy will not cover the risks of these businesses in most cases. The only hope homeowners have of receiving any compensation is if their policies have special endorsements. For example, a homeowner who has a policy…Read more
Replacement Cost Insurance
Choosing replacement cost insurance on your home’s contents helps restore the comfort of your home in the event of a loss. It could be worth hundreds, even thousands of dollars to your family. Replacement Cost Insurance Most homeowners insurance policies cover your personal property for its actual cash value. You may prefer to cover your…Read more
Equipment Breakdown Coverage
You know that household appliances and equipment can stop working at any time. That’s why equipment breakdown coverage is a superior value, with a competitive price and great protection. What Is Equipment Breakdown Coverage? This unique coverage is a type of home warranty that extends to many of your essential home systems and personal property.…Read more
What Does Homeowners Insurance Cover?
We are often asked what does homeowners insurance cover. If you own a home, homeowners insurance is important. In fact, if you have a mortgage on the home, insurance is required by the mortgage company to obtain a loan. After purchasing the policy, you receive your declarations page and policy in the mail and probably…Read more
The Wrong Way to Insure a Commercial Building
When it comes to insurance, most people think about insuring their personal belongings such as their home or automobile. But what if you owned an entire office building or leased space within an office building? What type of insurance would you need then? Commercial Building Insurance If you own a commercial building, the need to…Read more
