People typically lock their cars when they park them to safeguard personal items and components inside the vehicle. Increasingly, however, criminals are less interested in what’s inside the car than they are in what’s underneath it — the catalytic converter. The National Insurance Crime Bureau has reported that thefts of catalytic converters jumped by 325%…Read more
What Does Homeowners Insurance Cover?
We are often asked what does homeowners insurance cover. If you own a home, homeowners insurance is important. In fact, if you have a mortgage on the home, insurance is required by the mortgage company to obtain a loan. After purchasing the policy, you receive your declarations page and policy in the mail and probably…Read more
Do I Need Medical Payments Coverage on Car Insurance?
Medical Payments on most car insurance policies covers reasonable and necessary expenses for medical, surgical, dental and chiropractic treatment, hospital, ambulance, x-ray and professional nursing services caused by an accident. It also covers prosthetic devices and funeral services. The coverage applies for these expenses without regard to fault. However, it pays only for those expenses…Read more
