One misconception about homeowner’s liability insurance coverage is that it only covers incidents in the home. In fact, the coverage under the comprehensive personal liability portion of your homeowner’s policy is not limited by location. It is, however, limited by the liability caps on your policy. We can show you where that is stated. Here…Read more
Professional Liability Insurance
Professional liability insurance, or errors and omissions (E&O) insurance, is a type of coverage that protects certain individuals and corporations that provide professional services to their clients. For insurance purposes, “professionals” are defined as those who have special knowledge or skills in a certain area and who use those skills or knowledge to provide advice…Read more
Roofing Insurance
Many times roofers have few options when it comes to obtaining the proper insurance for their roofing business. Here at The Andrew Agency, we have a program specifically designed for roofers in Virginia or Maryland. Insurance for roofers has historically been rather cumbersome and complicated due to the high risk nature of the business. However,…Read more
The Wrong Way to Insure a Commercial Building
When it comes to insurance, most people think about insuring their personal belongings such as their home or automobile. But what if you owned an entire office building or leased space within an office building? What type of insurance would you need then? Commercial Building Insurance If you own a commercial building, the need to…Read more
Remodeling Contractors Insurance
We often receive calls at the agency from contractors inquiring about their various insurance needs. There are many different types of commercial insurance policies available for contractors. Below are just some of the policies available to contractors to help protect themselves and their business. Commercial General Liability (CGL) policy One of the most common and…Read more
