As an insurance broker, I’m often asked, which company is the best insurance company. The answer depends on your situation however, for high value clients there are standard insurance companies and then there’s Chubb Insurance. Chubb is the best in the business when it comes to claim service, policy coverage and overall customer experience. High…Read more
Working With Independent Insurance Agents
Independent insurance agents, unlike insurance agents employed by a large national insurance provider, have access to many insurance companies. Agents who work for a big insurer can only offer you insurance plans provided by their company. Independent insurance agents, however, work for you, and they have access to many different insurance companies. They can help…Read more
Insurance for a Porsche
If you’re reading this blog you’re probably like me and were born a car lover. Ever since I can remember I’ve been in awe of exotic cars, especially Porsche. Owning a Porsche is a tremendous accomplishment and owners should be proud. The first Porsche I remember seeing was in 1985. It was a red, Porsche…Read more
Condo Insurance vs. Homeowners Insurance
Whether you rent or own your condominium in or near Richmond, Virginia is it properly protected from potential risks? You may think so, especially if your condo association appears to be highly organized, always keeping you informed of improvements to the facility and updating residents on the latest goings on. They must have your back…Read more
Managing Your Credit Score Can Save Money on Car Insurance
How Does My Credit Score Affect What I Pay for Auto Insurance? You may not have had any auto accidents or moving violations, but if you have not managed your credit score you will pay more for auto insurance in Virginia. In fact, your credit score is one of the biggest factors used to determine…Read more
Benefits of Choosing an Independent Insurance Agent
Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy insurance. That’s why you need an independent insurance agent.…Read more
Swimming Pools Require Adequate Homeowners Insurance
There’s no doubt about it, swimming pools are fun and can create memories that are unbeatable. But with the fun and good times comes an added risk and responsibility. If you have a swimming pool or even a hot tub, you should know how it affects your homeowners insurance. Lawsuits from Swimming Pool Accidents Are…Read more
What Umbrella Insurance Is and Who Needs It
Insurance policies can be confusing, so it’s nice when you can at least understand what their names mean. Umbrella insurance provides us with a perfect example a self-explanatory name. On the most basic level, insurance policies and umbrellas perform the same function: protection. Insurance protects you from financial hardships and an umbrella protects you from…Read more
Insurance Tips For First Time Home Buyers
So you have now purchased your first home. What an exciting time! You probably have some plans on how you want to “make it your own.” In making these plans you should consider the best way to protect your investment. As a first-time home buyer, are you aware that the purchase of a home is…Read more
The Make of Car You Buy Can Save Money on Car Insurance
How Does the Make of Car Affect What I Pay for Car Insurance? When deciding to buy a car, you probably factor in make, model, price, safety features and more. Car insurance may not be something you consider, but did you know that the make of a car may entitle you to an auto insurance…Read more
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