We are often asked “how do insurance agents get paid”? Insurance agents generally work on commission but before we get to the pay structure lets review the different options you have to purchase insurance. Direct You can purchase insurance directly from the insurance company. Examples of direct companies are Geico, Elephant, The General and Esurance.…Read more
Benefits of an Independent Insurance Agent
It seems as though we are hit with insurance advertisements every day. A lot of these advertisements instruct potential customers to go to a website, plug in their information, and receive a quote which may or may not be saving them money. While this system may seem convenient on the surface, it pales in comparison…Read more
Working With Independent Insurance Agents
Independent insurance agents, unlike insurance agents employed by a large national insurance provider, have access to many insurance companies. Agents who work for a big insurer can only offer you insurance plans provided by their company. Independent insurance agents, however, work for you, and they have access to many different insurance companies. They can help…Read more
Benefits of Choosing an Independent Insurance Agent
Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy insurance. That’s why you need an independent insurance agent.…Read more
Do I Need Medical Payments Coverage on Car Insurance?
Medical Payments on most car insurance policies covers reasonable and necessary expenses for medical, surgical, dental and chiropractic treatment, hospital, ambulance, x-ray and professional nursing services caused by an accident. It also covers prosthetic devices and funeral services. The coverage applies for these expenses without regard to fault. However, it pays only for those expenses…Read more
The Insurance Agent You Choose Matters
Insurance agents are all pretty much the same, right? You get an insurance quote, you sign the paperwork and your home, condo, car or other vehicle is covered against future risk (if you pay the premiums on time). In fact, there are real differences between independent insurance agents and other agents, and knowing the differences…Read more
7 Tips to Selecting the Right Independent Insurance Agent
Selecting the right independent insurance agent to take care of your insurance needs should not be an “eeny, meeny, miny, moe” decision. You are looking for a long-term relationship with someone you can trust. You wouldn’t buy a car without shopping around, and you shouldn’t select an independent agent without doing some research too. So…Read more
Why Everyone Needs an Independent Insurance Agent
Independent insurance agents in Richmond are becoming one of the best-kept secrets of the industry. Direct writers are bombarding the airways with catchy commercials about how much you can save but are you really saving or sacrificing coverage. I don’t have a single client who wants to pay more for insurance but they also don’t want…Read more
I need an Insurance Agent in Richmond
Contrary to what you may believe insurance agents in Richmond are in high demand. Why? Information over load and lack of knowledge. This is oxymoron, I know, but it’s true. Today there is more information at our deposal then ever before; however, most people don’t understand insurance. Most people don’t want to pay any more than they have…Read more
