Medical Payments on most car insurance policies covers reasonable and necessary expenses for medical, surgical, dental and chiropractic treatment, hospital, ambulance, x-ray and professional nursing services caused by an accident. It also covers prosthetic devices and funeral services. The coverage applies for these expenses without regard to fault. However, it pays only for those expenses…Read more
Multi-policy Discounts Can Save a Bundle on Auto Insurance Rates
Are you looking for easy ways to save time and money? Then, you should learn more about combining the various types of insurance you have with one insurance company to take advantage of a multi-policy discount. You may qualify for a multi-policy discount if you have one or more cars and an apartment or home.…Read more
How Can I Save Money On Car Insurance With a Teen Driver?
Ah yes, your teen is finally behind the wheel, which allows you to hang up your hat as the resident chauffer. But in addition to that newfound sense of freedom for both parent and teen, comes a new pinch in the pocketbook. It’s true, parents of teen drivers typically incur an increase in their car…Read more
What Affects My Car Insurance Rate?
There are many mysteries in the world. How your credit rating is determined is one of them. The Loch Ness monster is another. What affects your auto insurance rates is a third. Knowing what affects your auto insurance rates – and how to get the best rate you possibly can – is not as hard…Read more
Do I need to buy more than the minimum bodily injury liability protection?
Not if you’re a billionaire and aren’t concerned about forking over hundreds of thousands of dollars if you injure others in a car accident. For the rest of us, the answer is almost always yes. Bodily injury protection can be what stands between you and bankruptcy. By paying it, you can lean on your insurance…Read more
What Makes My Car Insurance Rate Increase?
Driving safe is something that insurance companies love their customers to do. It saves the insurance providers a significant amount of money if their insured clients do not ever have accidents. Thus, they tend to favor safe drivers with lower policy premiums and incentives like a disappearing deductible for each year they do not file…Read more
What Is Underinsured Motorist Coverage?
Medical protection for you when “the other guy” runs out of coverage. Millions of auto accidents occur every year. Given the high speeds and low weight of cars on the road, many crashes result in serious injuries. While medical advancements can do amazing things to treat injuries, treatment comes at a high cost. Medical bills…Read more
How Teenage Drivers Affect Your Car Insurance
How Teenage Drivers Affect Your Car Insurance When teens are about to turn 16, chances are they’re dreaming of carefree days behind the wheel with the windows down and the wind in their hair. As the parent of a new teen driver, your dreams may be clouded with worry and higher insurance rates. Talking to…Read more
Virginia among Lowest for Car Insurance
If you live in Virginia there’s not much to complain about when it comes to car insurance rates. Virginia is in the bottom tier of all states for car insurance. Why is this the case? There are several factors that contribute to over all insurance rates but the biggest factor is competition. Virginia is a…Read more