Cybersecurity threats have continued growing, in fact they been ramping up during 2020, and the trend according to experts is that the risks will continue to grow at an exponential rate. And small to mid-sized firms that think they will fly under the radar of cyber threats are sadly mistaken, as they are usually easier…Read more
Does Business Insurance Cover Rioting, Looting?
As protests around the country descended into rioting and civil unrest, many businesses that have been looted, or seen their shops damaged or completely destroyed, will obviously be turning to their insurance to file a claim. While many companies were unsuccessful in filing business interruption claims for the COVID-19 crisis, claims for damage and theft…Read more
COVID-19 Lawsuits
The novel coronavirus that broke out in the winter has caused immeasurable suffering, both physical and economic. For employers struggling to stay in business, this is a fraught time where mistakes in managing their workforces could lead to employee lawsuits. Here are 10 potential trouble spots to watch for. Workplace safety – Businesses that still have…Read more
Risk: When Employees Run Business Errands
Have you ever sent an employee out to pick up needed supplies? Offered to buy lunch for the crew and asked an employee to pick it up? Unless you only send employees who are insured to drive your company vehicles, you may be putting your business at risk. Your business may also incur liability if…Read more
Drone Insurance
Thinking about using a drone for your business and expect your company’s general liability policy to cover any accidents and damage it may cause? Better read the policy. Most general liability policies contain a broad exclusion that applies to aircraft (as well as autos and watercraft). The exclusion eliminates coverage for any bodily injury or…Read more
Wedding Insurance
What is Wedding Insurance and do you really need it? Planning a wedding is stressful enough for many, not considering all of the things that can go wrong on or before the big day, like the bride or groom falling badly ill or uncooperative weather that can ruin the special day. The average cost of…Read more
Preparing for a Workers’ Compensation Audit
Just the mention of a workers’ compensation audit can stir up the butterflies in your stomach and add a serious dose of stress to your existence. But, if you are scheduled for an audit, there is no need to dread it. A small amount of preparation and common sense can save you a lot of…Read more
Hurricane Florence Insurance Claim
People are often left reeling from the terrible costs of hurricanes. Homes, businesses and vehicles will have been damaged or destroyed and, after ensuring the safety of your family, the next step is often filing your insurance claim. But to get the best possible settlement for your claim, you’ll need to document your losses as…Read more
4 Types of Insurance for Small Business
There are four types of insurance that most small businesses purchase. The first is property insurance. This type of coverage provides compensation if business property is damaged, stolen or lost. In addition to covering the physical business structure, property insurance covers personal property. This includes inventory, office furnishings, raw materials, computers, machinery and other items…Read more
Insurance Fraud Impacts Everyone
This year, Governor Terry McAuliff declared May 11-17th as Insurance Fraud Awareness Week in Virginia. You may be thinking, “Does insurance fraud really need an awareness week?” or “Is insurance fraud really that big of a deal?” After learning the facts about insurance fraud, your answer to both of these questions will likely be, “yes.”…Read more
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