Discounts & More: Combining Your Auto & Home Insurance with One Company There are huge advantages to combining your auto and home insurance with a single company. The biggest and most direct benefit is getting a multiple-policy discount. However, it goes beyond that, and the advantages can work out nicely in the policyholder’s favor. Let’s…Read more
Student Driver Discount Insurance
Student-Driver Discount Insurance helps you save while they learn Your child is away at school for the year and not using the family car regularly, so you may think it’s time to drop them from your auto insurance policy. That is certainly an option when your child leaves home, but the student-driver away discounts can…Read more
What Affects My Car Insurance Rate?
There are many mysteries in the world. How your credit rating is determined is one of them. The Loch Ness monster is another. What affects your auto insurance rates is a third. Knowing what affects your auto insurance rates – and how to get the best rate you possibly can – is not as hard…Read more
Home Insurance Rates Increasing
Home insurance rates continue to rise throughout the country but there’s good news. Several insurance companies have increased their discounts for package policies. If you insure your home and car with the same company chances are you will receive an even bigger discount. There are 3 major reasons insurance companies want package policies instead of…Read more
Why are Insurance Rates Increasing?
2012 was one of the worst years ever for insurance companies. Hurricanes, Tornados, and large hail storms destroyed thousands of homes throughout the country and even though most of the damage did not occur in Richmond, homeowners should expect rate increases and stricter underwriting. Reinsurance premiums, reduced new business writing and low investment returns are all pressuring insurance…Read more