Contrary to what you may believe insurance agents in Richmond are in high demand. Why?
Information over load and lack of knowledge. This is oxymoron, I know, but it’s true. Today there is more information at our deposal then ever before; however, most people don’t understand insurance.
Most people don’t want to pay any more than they have to and they want to make sure they have the coverage they need. Knowledgeable insurance agents will help filter through what you need and what you don’t need. The problem is there are very few true insurance agents in Richmond.
It may seem like there’s an insurance agent on every corner and you certainly can’t turn on the TV or radio without seeing or hearing an insurance commercial. The realty is most of the insurance agents you see or hear are not true agents. They are sales rep’s for their prospective companies.
The difference between and insurance agent and a sales rep is simple…an insurance agent works for you, not the insurance company. An insurance agent provides options from several companies, not just one. These agents, also referred to as independent insurance agents, represent several companies and they can help you find the best policy in Richmond.
If you have a policy with State Farm, Allstate, Nationwide or Geico you are working with a sales rep, not an agent. These sales reps can only offer 1 company product which may or may not be what you need.
The demand for independent agents in Richmond is at an all time high so the next time you review your insurance make sure you speak to an independent insurance agent.