One million dollars is the minimum amount of coverage for an umbrella policy. However, insurance companies usually offer these types of insurance policies in one million dollar increments and often go up to ten or twenty million. Some companies that target high net worth individuals may offer up to hundred million or more. Most people…Read more
Commercial Umbrella Insurance
Slips, falls, false advertising and personal injury claims. And more. Your business faces the risk of being sued every day—even if you never do anything that causes harm. In our litigious society, you face being sued just by being brave enough to open your doors. But you also can protect yourself, your business and your…Read more
What Umbrella Insurance Is and Who Needs It
Insurance policies can be confusing, so it’s nice when you can at least understand what their names mean. Umbrella insurance provides us with a perfect example a self-explanatory name. On the most basic level, insurance policies and umbrellas perform the same function: protection. Insurance protects you from financial hardships and an umbrella protects you from…Read more