Richmond Magazine’s Best & Worst issue of 2014 is on the streets and Hallsley was voted Best New Neighborhood in Chesterfield! Readers of Richmond magazine vote on more than 250 Richmond attributes to come up with this annual Best and Worst issue. This year, Hallsley is the site of the Southern Living Custom Showcase Home…Read more
Student Driver Discount Insurance
Student-Driver Discount Insurance helps you save while they learn Your child is away at school for the year and not using the family car regularly, so you may think it’s time to drop them from your auto insurance policy. That is certainly an option when your child leaves home, but the student-driver away discounts can…Read more
Understanding your Homeowner policy
Sure, you get the declarations page in the mail each year when comes time for your home policy renewal. It’s easy to just file it away and forget about it, but taking a little bit of time to understand the primary coverages outlined on the declarations page is a worthwhile investment of your time. A…Read more
Understanding Insurance Company Reviews and Ratings
The majority of people who consider doing business with an insurance company are typically interested in the customer/claims service, products, and financial security of that company. The easiest and most convenient way to search for this information is the Internet. The great thing about the Internet is that there is an abundance of information on…Read more
Remodeling Contractors Insurance
We often receive calls at the agency from contractors inquiring about their various insurance needs. There are many different types of commercial insurance policies available for contractors. Below are just some of the policies available to contractors to help protect themselves and their business. Commercial General Liability (CGL) policy One of the most common and…Read more
Hurricane Insurance Can Save You Big When the Storm Arrives
Protect Your Home with Hurricane Insurance Hurricanes are one of the most destructive storms that occur. If you live in a region that routinely faces the threat of hurricanes, you know how scary they can be. There are steps you can take to help protect your home from an impending storm. But, when damages do…Read more
The Difference Between an SR22 and FR44
I am often asked the difference between an SR22 and an FR44. SR22 Insurance An SR22 is required by the Virginia DMV if you have tags on a car and it’s not insured. Regardless, if you are driving the car or not, you have to maintain insurance as long as you still have tags on…Read more
Uber Drivers Beware
Uber is a new service taking the country by storm. Uber connects riders to drivers through an app on your smart phone, making cities more accessible. Uber is currently operating in 70 cities throughout the US and even more globally. Uber may seem like a great idea, especially for drivers who want to earn extra…Read more
How Teen Drivers Affect Your Car Insurance
When teens are about to turn 16, chances are they’re dreaming of carefree days behind the wheel with the windows down and the wind in their hair. As the parent of a new teen driver, your dreams may be clouded with worry and higher insurance rates. Talking to your insurance agent is a first step…Read more
Who is Responsible for a Fallen Tree?
You would think if your neighbor’s tree falls on your house or property your neighbor would be responsible for the damages and the cost to cut up the tree. One of my clients recently found out the hard way, this is not the case. John came home from work and discovered his neighbor’s large oak…Read more
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