Personal auto insurance rates continue increasing and even motorists who have had no accidents or moving violations are seeing their premiums climb at some of the highest rates for decades. Continuing a trend from the past six years, premiums increased an average of 17% in the first half of 2023, according to Insurify, Inc. The…Read more
Insurance Costs for a DUI
More than 10,000 people die every year in car accidents that involve at least one driver who is under the influence of alcohol or narcotics. And while the number of accidents involving alcohol is in the tens of thousands, about 1.5 million people are arrested annually for driving under the influence, according to the National…Read more
Turn in Your Tags
There is not a day that goes by where our agency doesn’t receive a call to remove insurance from a vehicle because the vehicle has been sold, destroyed or is no longer in use. The first question we ask is “have you turned in the tags to DMV”? Often the answer is “not yet” or…Read more
What is SR22 Insurance?
SR22 insurance is required by the Virginia DMV if you have tags on a car and it’s not insured. Regardless, if you are driving the car or not, you have to maintain insurance at all times if tags are a car. The DMV will randomly check for active insurance so make sure your policy is…Read more
The Difference Between an SR22 and FR44
I am often asked the difference between an SR22 and an FR44. SR22 Insurance An SR22 is required by the Virginia DMV if you have tags on a car and it’s not insured. Regardless, if you are driving the car or not, you have to maintain insurance as long as you still have tags on…Read more