If you’re reading this blog you’re probably like me and were born a car lover. Ever since I can remember I’ve been in awe of exotic cars, especially Porsche. Owning a Porsche is a tremendous accomplishment and owners should be proud. The first Porsche I remember seeing was in 1985. It was a red, Porsche…Read more
Condo Insurance vs. Homeowners Insurance
Whether you rent or own your condominium in or near Richmond, Virginia is it properly protected from potential risks? You may think so, especially if your condo association appears to be highly organized, always keeping you informed of improvements to the facility and updating residents on the latest goings on. They must have your back…Read more
Managing Your Credit Score Can Save Money on Car Insurance
How Does My Credit Score Affect What I Pay for Auto Insurance? You may not have had any auto accidents or moving violations, but if you have not managed your credit score you will pay more for auto insurance in Virginia. In fact, your credit score is one of the biggest factors used to determine…Read more
Swimming Pools Require Adequate Homeowners Insurance
There’s no doubt about it, swimming pools are fun and can create memories that are unbeatable. But with the fun and good times comes an added risk and responsibility. If you have a swimming pool or even a hot tub, you should know how it affects your homeowners insurance. Lawsuits from Swimming Pool Accidents Are…Read more
Do I Need Medical Payments Coverage on Car Insurance?
Medical Payments on most car insurance policies covers reasonable and necessary expenses for medical, surgical, dental and chiropractic treatment, hospital, ambulance, x-ray and professional nursing services caused by an accident. It also covers prosthetic devices and funeral services. The coverage applies for these expenses without regard to fault. However, it pays only for those expenses…Read more
Protect Yourself with Renters Insurance
It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects you from damage or loss of your…Read more
Know Your Insurance Deductible
Several states experienced the first catastrophe of 2014 when temperatures fell into the single digits. Pipes froze, burst and caused substantial water damage. Insurance claims were filed but policyholders didn’t realize they had a deductible or how much the deductible was and how it effected the policy. State Farm, the leading property insurer in the…Read more
What Affects My Car Insurance Rate?
There are many mysteries in the world. How your credit rating is determined is one of them. The Loch Ness monster is another. What affects your auto insurance rates is a third. Knowing what affects your auto insurance rates – and how to get the best rate you possibly can – is not as hard…Read more
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