Having a house with EIFS, also known as Dryvit, isn’t the end of the world. EIFS isn’t a disease; it’s synthetic stucco. And even though your house may have been built using it, with knowledge and proper maintenance everything can be just fine. It pays to be informed EIFS is an Exterior Insulation and Finish…Read more
What Does Homeowners Insurance Cover?
We are often asked what does homeowners insurance cover. If you own a home, homeowners insurance is important. In fact, if you have a mortgage on the home, insurance is required by the mortgage company to obtain a loan. After purchasing the policy, you receive your declarations page and policy in the mail and probably…Read more
Does My Insurance Policy Cover Riot Damage?
Civil unrest can occur anywhere – from big cities to a small-town community. Looting, theft, and vandalism are possible in the midst of the mayhem. But if something happens to your home or business as a result – will your homeowners’ insurance or business insurance cover it? Homeowners Insurance Standard home insurance policies are in…Read more
Professional Liability Insurance
Professional liability insurance, or errors and omissions (E&O) insurance, is a type of coverage that protects certain individuals and corporations that provide professional services to their clients. For insurance purposes, “professionals” are defined as those who have special knowledge or skills in a certain area and who use those skills or knowledge to provide advice…Read more
Insurance for CrossFit Health Clubs and Yoga Studios
With the holidays approaching, it is a great time to think about personal fitness and health. According to WebMD, most Americans never lose the weight they gain during the winter holidays. Even if this is just a pound or so every year, those add up over time. Sure, joining a gym is easy enough, but…Read more
Insurance Fraud Impacts Everyone
This year, Governor Terry McAuliff declared May 11-17th as Insurance Fraud Awareness Week in Virginia. You may be thinking, “Does insurance fraud really need an awareness week?” or “Is insurance fraud really that big of a deal?” After learning the facts about insurance fraud, your answer to both of these questions will likely be, “yes.”…Read more
The Wrong Way to Insure a Commercial Building
When it comes to insurance, most people think about insuring their personal belongings such as their home or automobile. But what if you owned an entire office building or leased space within an office building? What type of insurance would you need then? Commercial Building Insurance If you own a commercial building, the need to…Read more
Uber Allowed to Operate in Virginia
Virginia Reaches Temporary Agreement to Allow Safe, Regulated Operation of Uber and Lyft The Department of Motor Vehicles has informed Uber and Lyft that their applications for transportation broker’s licenses and temporary operating authority have been granted, effective immediately, they meet an extensive set of regulations to promote passenger safety, have appropriate insurance, and comply…Read more
Uber Drivers Beware
Uber is a new service taking the country by storm. Uber connects riders to drivers through an app on your smart phone, making cities more accessible. Uber is currently operating in 70 cities throughout the US and even more globally. Uber may seem like a great idea, especially for drivers who want to earn extra…Read more
Who is Responsible for a Fallen Tree?
You would think if your neighbor’s tree falls on your house or property your neighbor would be responsible for the damages and the cost to cut up the tree. One of my clients recently found out the hard way, this is not the case. John came home from work and discovered his neighbor’s large oak…Read more