Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy insurance. That’s why you need an independent insurance agent.…Read more
The Make of Car You Buy Can Save Money on Car Insurance
How Does the Make of Car Affect What I Pay for Car Insurance? When deciding to buy a car, you probably factor in make, model, price, safety features and more. Car insurance may not be something you consider, but did you know that the make of a car may entitle you to an auto insurance…Read more
Protect Yourself with Renters Insurance
It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects you from damage or loss of your…Read more
Multi-policy Discounts Can Save a Bundle on Auto Insurance Rates
Are you looking for easy ways to save time and money? Then, you should learn more about combining the various types of insurance you have with one insurance company to take advantage of a multi-policy discount. You may qualify for a multi-policy discount if you have one or more cars and an apartment or home.…Read more
Know Your Insurance Deductible
Several states experienced the first catastrophe of 2014 when temperatures fell into the single digits. Pipes froze, burst and caused substantial water damage. Insurance claims were filed but policyholders didn’t realize they had a deductible or how much the deductible was and how it effected the policy. State Farm, the leading property insurer in the…Read more
The Insurance Agent You Choose Matters
Insurance agents are all pretty much the same, right? You get an insurance quote, you sign the paperwork and your home, condo, car or other vehicle is covered against future risk (if you pay the premiums on time). In fact, there are real differences between independent insurance agents and other agents, and knowing the differences…Read more
What Affects My Car Insurance Rate?
There are many mysteries in the world. How your credit rating is determined is one of them. The Loch Ness monster is another. What affects your auto insurance rates is a third. Knowing what affects your auto insurance rates – and how to get the best rate you possibly can – is not as hard…Read more
Why Everyone Needs an Independent Insurance Agent
Independent insurance agents in Richmond are becoming one of the best-kept secrets of the industry. Direct writers are bombarding the airways with catchy commercials about how much you can save but are you really saving or sacrificing coverage. I don’t have a single client who wants to pay more for insurance but they also don’t want…Read more
I need an Insurance Agent in Richmond
Contrary to what you may believe insurance agents in Richmond are in high demand. Why? Information over load and lack of knowledge. This is oxymoron, I know, but it’s true. Today there is more information at our deposal then ever before; however, most people don’t understand insurance. Most people don’t want to pay any more than they have…Read more