Civil unrest can occur anywhere – from big cities to a small-town community. Looting, theft, and vandalism are possible in the midst of the mayhem. But if something happens to your home or business as a result – will your homeowners’ insurance or business insurance cover it? Homeowners Insurance Standard home insurance policies are in…Read more
Cyber Liability Insurance
Research indicates that 75 percent of data breaches occur at small and medium-sized businesses, and that ninety-five percent of these data breaches are caused by hackers, rogue employees, or the loss or theft of equipment. And you don’t need to be a high-tech company to be susceptible to a damaging data breach. Any business, of…Read more
Trucking Insurance and Cargo Coverage
If you are in the trucking or fleet business, you understand the importance of delivering goods and services in a safe and timely manner. But what if an unexpected event occurs that prevents or delays your delivery? Or what happens if you or one of your drivers is involved in an at-fault accident? Trucking insurance…Read more
Taxi Insurance Virginia
Taxi insurance is a specialty commercial vehicle policy for drivers that transport customers for hire. In general, taxi insurance policies will cover damage to your vehicle and also cover personal injuries to you and your passengers in the event of an accident. It is important to understand that many personal automobile policies in Virginia exclude…Read more
Commercial Umbrella Insurance
Slips, falls, false advertising and personal injury claims. And more. Your business faces the risk of being sued every day—even if you never do anything that causes harm. In our litigious society, you face being sued just by being brave enough to open your doors. But you also can protect yourself, your business and your…Read more
Professional Liability Insurance
Professional liability insurance, or errors and omissions (E&O) insurance, is a type of coverage that protects certain individuals and corporations that provide professional services to their clients. For insurance purposes, “professionals” are defined as those who have special knowledge or skills in a certain area and who use those skills or knowledge to provide advice…Read more
Insurance for CrossFit Health Clubs and Yoga Studios
With the holidays approaching, it is a great time to think about personal fitness and health. According to WebMD, most Americans never lose the weight they gain during the winter holidays. Even if this is just a pound or so every year, those add up over time. Sure, joining a gym is easy enough, but…Read more
Benefits of an Independent Insurance Agent
It seems as though we are hit with insurance advertisements every day. A lot of these advertisements instruct potential customers to go to a website, plug in their information, and receive a quote which may or may not be saving them money. While this system may seem convenient on the surface, it pales in comparison…Read more
Commercial Transportation Insurance
Any business that has a large fleet of vehicles, or even just one vehicle used for business, needs some type of commercial auto insurance. Commercial transportation insurance, or business auto insurance, is like your personal auto insurance policy but it covers trucking, charter buses, specialized transport, construction equipment, vehicles for hire, waste and refuse hauling,…Read more
Special Event Insurance and Unique Risks
Fall is nearly here again! Football and tailgating are back, as well as the beautiful foliage that the east coast offers every year. Pumpkin patches, corn mazes, and fall festivals are always fun to attend in the fall as well. While many people enjoy these events, it can be stressful to find proper insurance for…Read more
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