Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The organization may become legally liable for anything an employee acting on its behalf does while behind the wheel.…Read more
Risk: When Employees Run Business Errands
Have you ever sent an employee out to pick up needed supplies? Offered to buy lunch for the crew and asked an employee to pick it up? Unless you only send employees who are insured to drive your company vehicles, you may be putting your business at risk. Your business may also incur liability if…Read more
Commercial Auto Rates
By now, you’ve likely noticed that your commercial automotive insurance rates have been increasing since last year, and for now, there seems to be no slowing the momentum. The increase is probably noticeable since the period between 2011 and 2016 saw rates drop thanks to a number of factors, including fewer accidents, fewer cars on…Read more
Trucking Insurance and Cargo Coverage
If you are in the trucking or fleet business, you understand the importance of delivering goods and services in a safe and timely manner. But what if an unexpected event occurs that prevents or delays your delivery? Or what happens if you or one of your drivers is involved in an at-fault accident? Trucking insurance…Read more
