The majority of people who consider doing business with an insurance company are typically interested in the customer/claims service, products, and financial security of that company. The easiest and most convenient way to search for this information is the Internet. The great thing about the Internet is that there is an abundance of information on…Read more
Vacant Homeowners Insurance
At certain points, anyone may need to insure a vacant home. The reasons for this vary and may include certain life events such as inheriting a relative’s home or moving out of your own home before it has sold. Liability coverage is also important on a vacant home in case there is an accident that…Read more
Remodeling Contractors Insurance
We often receive calls at the agency from contractors inquiring about their various insurance needs. There are many different types of commercial insurance policies available for contractors. Below are just some of the policies available to contractors to help protect themselves and their business. Commercial General Liability (CGL) policy One of the most common and…Read more
Hurricane Insurance Can Save You Big When the Storm Arrives
Protect Your Home with Hurricane Insurance Hurricanes are one of the most destructive storms that occur. If you live in a region that routinely faces the threat of hurricanes, you know how scary they can be. There are steps you can take to help protect your home from an impending storm. But, when damages do…Read more
The Difference Between an SR22 and FR44
I am often asked the difference between an SR22 and an FR44. SR22 Insurance An SR22 is required by the Virginia DMV if you have tags on a car and it’s not insured. Regardless, if you are driving the car or not, you have to maintain insurance as long as you still have tags on…Read more
Collector Car Insurance Is Affordable Way to Protect Your Classic
We’re a nation of collectors. Just look in your garage and you’ll find all the things you couldn’t part with that you haven’t used in years. Some of those items aren’t worth a plug nickel and others may be worth more than you ever thought. One of the things Americans love to collect is cars.…Read more
Uber Drivers Beware
Uber is a new service taking the country by storm. Uber connects riders to drivers through an app on your smart phone, making cities more accessible. Uber is currently operating in 70 cities throughout the US and even more globally. Uber may seem like a great idea, especially for drivers who want to earn extra…Read more
How Teen Drivers Affect Your Car Insurance
When teens are about to turn 16, chances are they’re dreaming of carefree days behind the wheel with the windows down and the wind in their hair. As the parent of a new teen driver, your dreams may be clouded with worry and higher insurance rates. Talking to your insurance agent is a first step…Read more
Who is Responsible for a Fallen Tree?
You would think if your neighbor’s tree falls on your house or property your neighbor would be responsible for the damages and the cost to cut up the tree. One of my clients recently found out the hard way, this is not the case. John came home from work and discovered his neighbor’s large oak…Read more
Qualifying Events for Obamacare
The rules have changed for health insurance under Obamacare. Effective January 1, 2014, individuals in Virginia can only purchase health insurance during the open enrollment period. There are exceptions to this rule which are considered “qualifying events”. Lets review what is considered qualifying events for Obamacare in Virginia. List of Qualifying Events Change in legal…Read more
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