In the insurance industry, ‘annual enrollment’ refers to the period every year where individuals can sign up for an insurance plan with no discrimination or reduced discrimination against pre-existing conditions, or reduced or non-existent medical underwriting. In some cases, it’s the only time someone can sign up for insurance with a only a few exceptions.…Read more
Open Enrollment 2016
To say it politely, health insurance is out of control! Policyholders on average are paying more for health insurance, managing a much higher deductible and paying larger co-pays than ever before. Obamacare has caused a lot of turmoil within the health insurance industry and done very little to reduce the cost of healthcare. In only…Read more
Qualifying Events for Obamacare
The rules have changed for health insurance under Obamacare. Effective January 1, 2014, individuals in Virginia can only purchase health insurance during the open enrollment period. There are exceptions to this rule which are considered “qualifying events”. Lets review what is considered qualifying events for Obamacare in Virginia. List of Qualifying Events Change in legal…Read more
