It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects you from damage or loss of your…Read more
Multi-policy Discounts Can Save a Bundle on Auto Insurance Rates
Are you looking for easy ways to save time and money? Then, you should learn more about combining the various types of insurance you have with one insurance company to take advantage of a multi-policy discount. You may qualify for a multi-policy discount if you have one or more cars and an apartment or home.…Read more
The Insurance Agent You Choose Matters
Insurance agents are all pretty much the same, right? You get an insurance quote, you sign the paperwork and your home, condo, car or other vehicle is covered against future risk (if you pay the premiums on time). In fact, there are real differences between independent insurance agents and other agents, and knowing the differences…Read more
Identity Theft Protection
Identity Theft is big business as 40 million Target customers experienced this December. Identity Theft Protection (ITP) can be added as a rider on your homeowners insurance with most companies for the cost of a pizza. Identity Theft Protection usually covers you up to $15,000 or $25,000 of monetary damage, however; it also helps you…Read more
Joint Custody and Homeowners Insurance
Going through a divorce is not easy. I know because I recently went through an expensive one! With more than half of all marriages ending in divorce you need to be aware of coverage gaps with homeowners insurance especially relating to liability coverage. Most divorce decrees will spell out which party is required to pay…Read more
7 Tips to Selecting the Right Independent Insurance Agent
Selecting the right independent insurance agent to take care of your insurance needs should not be an “eeny, meeny, miny, moe” decision. You are looking for a long-term relationship with someone you can trust. You wouldn’t buy a car without shopping around, and you shouldn’t select an independent agent without doing some research too. So…Read more
Why Everyone Needs an Independent Insurance Agent
Independent insurance agents in Richmond are becoming one of the best-kept secrets of the industry. Direct writers are bombarding the airways with catchy commercials about how much you can save but are you really saving or sacrificing coverage. I don’t have a single client who wants to pay more for insurance but they also don’t want…Read more
