Any major life change sends a ripple effect through your finances — especially a divorce. Insurance matters may seem trivial next to the emotional upheaval of ending a marriage. But minding the details now can prevent financial pain later. Here’s a look at five insurance changes to address after a divorce. 1. Life insurance Buying…Read more
Do You Have Insurance When You Use Someone Else’s Car?
Joel is an attorney living in Manhattan. He relies on public transportation to get around the city and occasionally rents a car, so he does not own one. When he goes back home for a visit, he will sometimes borrow one of his parents’ cars to go out or visit friends. He certainly does not…Read more
Combining Your Auto & Home Insurance with One Company
Discounts & More: Combining Your Auto & Home Insurance with One Company There are huge advantages to combining your auto and home insurance with a single company. The biggest and most direct benefit is getting a multiple-policy discount. However, it goes beyond that, and the advantages can work out nicely in the policyholder’s favor. Let’s…Read more
Uninsured Motorist Coverage
Unfortunately some driver’s do not follow the law and drive without insurance. According to DMV.org the Insurance Research Council (IRC) estimates that 1 out of every 7 drivers in the United States is currently driving without car insurance. Some states are now requiring uninsured motorist coverage and you might be wondering what exactly I am…Read more
What Does Liability Insurance Cover?
When you buy a used car you have a choice to make. Should you purchase full coverage insurance or just liability? Before you can answer this questions let’s review what each coverage means. Full Coverage Insurance Full coverage insurance means you have coverage for your vehicle. The 2 main components to full coverage insurance are…Read more
Uber Allowed to Operate in Virginia
Virginia Reaches Temporary Agreement to Allow Safe, Regulated Operation of Uber and Lyft The Department of Motor Vehicles has informed Uber and Lyft that their applications for transportation broker’s licenses and temporary operating authority have been granted, effective immediately, they meet an extensive set of regulations to promote passenger safety, have appropriate insurance, and comply…Read more
The Difference Between an SR22 and FR44
I am often asked the difference between an SR22 and an FR44. SR22 Insurance An SR22 is required by the Virginia DMV if you have tags on a car and it’s not insured. Regardless, if you are driving the car or not, you have to maintain insurance as long as you still have tags on…Read more
Collector Car Insurance Is Affordable Way to Protect Your Classic
We’re a nation of collectors. Just look in your garage and you’ll find all the things you couldn’t part with that you haven’t used in years. Some of those items aren’t worth a plug nickel and others may be worth more than you ever thought. One of the things Americans love to collect is cars.…Read more
Uber Drivers Beware
Uber is a new service taking the country by storm. Uber connects riders to drivers through an app on your smart phone, making cities more accessible. Uber is currently operating in 70 cities throughout the US and even more globally. Uber may seem like a great idea, especially for drivers who want to earn extra…Read more
Insurance for a Porsche
If you’re reading this blog you’re probably like me and were born a car lover. Ever since I can remember I’ve been in awe of exotic cars, especially Porsche. Owning a Porsche is a tremendous accomplishment and owners should be proud. The first Porsche I remember seeing was in 1985. It was a red, Porsche…Read more