Civil unrest can occur anywhere – from big cities to a small-town community. Looting, theft, and vandalism are possible in the midst of the mayhem. But if something happens to your home or business as a result – will your homeowners’ insurance or business insurance cover it? Homeowners Insurance Standard home insurance policies are in…Read more
Hallsley Is Best New Neighborhood in Chesterfield
Richmond Magazine’s Best & Worst issue of 2014 is on the streets and Hallsley was voted Best New Neighborhood in Chesterfield! Readers of Richmond magazine vote on more than 250 Richmond attributes to come up with this annual Best and Worst issue. This year, Hallsley is the site of the Southern Living Custom Showcase Home…Read more
Understanding your Homeowner policy
Sure, you get the declarations page in the mail each year when comes time for your home policy renewal. It’s easy to just file it away and forget about it, but taking a little bit of time to understand the primary coverages outlined on the declarations page is a worthwhile investment of your time. A…Read more
Vacant Homeowners Insurance
At certain points, anyone may need to insure a vacant home. The reasons for this vary and may include certain life events such as inheriting a relative’s home or moving out of your own home before it has sold. Liability coverage is also important on a vacant home in case there is an accident that…Read more
Hurricane Insurance Can Save You Big When the Storm Arrives
Protect Your Home with Hurricane Insurance Hurricanes are one of the most destructive storms that occur. If you live in a region that routinely faces the threat of hurricanes, you know how scary they can be. There are steps you can take to help protect your home from an impending storm. But, when damages do…Read more
Insuring Your Home with Chubb
As an insurance broker, I’m often asked, which company is the best insurance company. The answer depends on your situation however, for high value clients there are standard insurance companies and then there’s Chubb Insurance. Chubb is the best in the business when it comes to claim service, policy coverage and overall customer experience. High…Read more
Condo Insurance vs. Homeowners Insurance
Whether you rent or own your condominium in or near Richmond, Virginia is it properly protected from potential risks? You may think so, especially if your condo association appears to be highly organized, always keeping you informed of improvements to the facility and updating residents on the latest goings on. They must have your back…Read more
Swimming Pools Require Adequate Homeowners Insurance
There’s no doubt about it, swimming pools are fun and can create memories that are unbeatable. But with the fun and good times comes an added risk and responsibility. If you have a swimming pool or even a hot tub, you should know how it affects your homeowners insurance. Lawsuits from Swimming Pool Accidents Are…Read more
Insurance Tips For First Time Home Buyers
So you have now purchased your first home. What an exciting time! You probably have some plans on how you want to “make it your own.” In making these plans you should consider the best way to protect your investment. As a first-time home buyer, are you aware that the purchase of a home is…Read more
Three Ways to Save on Vacation Home Insurance
At last, you’ve arrived. Your dream vacation home is or will soon be yours! However, if it’s near the Atlantic Ocean, or not inhabited year round, it’s more at risk of damage, flooding, theft and fire. Shield your dream vacation home from potential nightmares, and gain peace of mind with vacation home insurance. We’ve compiled…Read more
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