At last, you’ve arrived. Your dream vacation home is or will soon be yours! However, if it’s near the Atlantic Ocean, or not inhabited year round, it’s more at risk of damage, flooding, theft and fire.
Shield your dream vacation home from potential nightmares, and gain peace of mind with vacation home insurance. We’ve compiled this short list to help you cut vacation home insurance costs.
Safety first. Fire-resistant roofs on vacation homes in areas prone to wildfires, as well as security systems capable of alerting authorities in the event of incidents, could help lower your rates.
Discover the inside scoop. Types of vacation homes that should cost less to insure, to name two, are those in gated communities and newer vacation homes that have been constructed under stricter building codes.
Get in on the discounts. Taking extra home-protection precautions can significantly lower your vacation home insurance premiums. Qualifying vacation-home improvements vary by location; we can help you determine which would be worthwhile to make. Generally, in coastal areas, these improvements involve adding such hurricane protections as wind-resistant roof shingles and garage doors, roof straps, impact-resistant glass, extra door hinges, and deadbolts.
As your independent insurance agents, we have many other cost-cutting strategies up our sleeves. Contact us for quotes, and see for yourself what a difference it makes to work with The Andrew Agency – advocates working hard to help you save on vacation home insurance.
The Andrew Agency serves clients in Virginia, Maryland and South Carolina. For more information about vacation home insurance contact us at (804) 320-2886.