The insurance market for homes is changing quickly and one area in particular is coastal homes in Delaware, Maryland and Virginia. If you own a home, condo, investment house or any property near the coast you are going to have a very difficult time finding home insurance. Several major insurance companies including State Farm, Allstate, Nationwide, Farm Bureau…Read more

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With so many people currently driving without insurance the number of uninsured claims has sky rocketed. This only means one thing, those who maintain car insurance will pay higher rates. Rates are expected to increase in 2012 by 10 – 15%! If you haven’t shopped for insurance lately NOW is the time to do so.…Read more

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latest statistics show 1 and 5 drivers in Virginia currently do not have car insurance

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Visit www.theandrewagency.com or call The Andrew Agency at (804) 320-2886 for instant SR22 or FR44 insurance.

Recently a customer called my office and wanted to know why she received a fine from the DMV. I reviewed her account and told her she had requested to remove insurance on her 1999 Ford Taurus a few weeks prior. She acknowledged this request but didn’t understand why this resulted in a fine from the…Read more

If you have shopped for auto insurance you know how confusing it can be to select the right coverage limits. As a general rule of thumb, the less money you have, the more coverage you need. Most people think it is very expensive to high liability limits but it is actually very inexpensive. In fact,…Read more

Over the past 12 months the number of uninsured drivers has increased dramatically in Richmond, Virginia and I suspect the same is true for the rest of the state. This presents a real danger for responsible drivers because if one of these uninsured drivers causes an accident, you will be stuck paying the bill. Now,…Read more

Have you ever wondered what the difference is between an Independent and a Captive insurance agent? An independent agent has access to several different insurance companies whereas a captive agent only has access to one insurance company. If you are insured with State Farm, Allstate, Nationwide, Farmers, Farm Bureau or Geico you are dealing with…Read more

Are you wondering how to lower your insurance bill? Here are 3 ways to instantly save between $50 – $150 on your insurance: 1. EFT or Pay in Full – Have your monthly payment automatically drafted from your checking or savings account or pay in full. (Total Savings = $60 – $120) 2. Multi-line –…Read more

Should I purchase Term or Permanent Life insurance? The answer is, both. That’s right, you will always have a need for Life insurance because it is guaranteed, with 100% accuracy, that you will die. Your Life insurance needs with change over time so you will need both Term and Permanent Life insurance. Term is cheap…Read more