If you are like most people you need to lower your monthly expenditures. An effective way to do this is with insurance. You can lower your premium with 3 simple steps. First, schedule an appointment with your local agent to review your policies. Make sure you are not paying for coverage you do not need.…Read more

Statistics have proven those with poor credit scores are more likely to be involved in an accident than those with good credit scores. Credit is one of many factors insurance companies use to determine rates. Other factors include, driving record, vehicle type, age and martial status.