2012 was one of the worst years ever for insurance companies. Hurricanes, Tornados, and large hail storms destroyed thousands of homes throughout the country and even though most of the damage did not occur in Richmond, homeowners should expect rate increases and stricter underwriting. Reinsurance premiums, reduced new business writing and low investment returns are all pressuring insurance…Read more
The insurance market for homes is changing quickly and one area in particular is coastal homes in Delaware, Maryland and Virginia. If you own a home, condo, investment house or any property near the coast you are going to have a very difficult time finding home insurance. Several major insurance companies including State Farm, Allstate, Nationwide, Farm Bureau…Read more
If your home policy is being cancelled or non-renewed for any reason, contact The Andrew Agency – Insurance. The Andrew Agency specializes in home insurance throughout the DELMARVA area. As an independent broker The Andrew Agency can help you obtain the coverage you need for a competitive rate.
February 29 – Free Insurance Day! Due to 2012 being a Leap Year and the addition of February 29 to our calendar, today is Free Insurance Day. How you ask? All policies that include February 29, 2012 within their policy term are really 366 day policies instead of 365 days – for no additional charge-…Read more
The insurance market for homes is changing quickly and one area in particular is coastal homes in Delaware, Maryland and Virginia. If you own a home, condo, investment house or any property near the coast you are going to have a very difficult time finding home insurance. Several major insurance companies including State Farm, Allstate, Nationwide, Farm Bureau…Read more
With so many people currently driving without insurance the number of uninsured claims has sky rocketed. This only means one thing, those who maintain car insurance will pay higher rates. Rates are expected to increase in 2012 by 10 – 15%! If you haven’t shopped for insurance lately NOW is the time to do so.…Read more
latest statistics show 1 and 5 drivers in Virginia currently do not have car insurance
SR22 Insurance
Visit www.theandrewagency.com or call The Andrew Agency at (804) 320-2886 for instant SR22 or FR44 insurance.
DMV Fines
Recently a customer called my office and wanted to know why she received a fine from the DMV. I reviewed her account and told her she had requested to remove insurance on her 1999 Ford Taurus a few weeks prior. She acknowledged this request but didn’t understand why this resulted in a fine from the…Read more
Auto Insurance – How Much is Enough?
If you have shopped for auto insurance you know how confusing it can be to select the right coverage limits. As a general rule of thumb, the less money you have, the more coverage you need. Most people think it is very expensive to high liability limits but it is actually very inexpensive. In fact,…Read more
