When teens are about to turn 16, chances are they’re dreaming of carefree days behind the wheel with the windows down and the wind in their hair. As the parent of a new teen driver, your dreams may be clouded with worry and higher insurance rates. Talking to your insurance agent is a first step…Read more
Insurance for a Porsche
If you’re reading this blog you’re probably like me and were born a car lover. Ever since I can remember I’ve been in awe of exotic cars, especially Porsche. Owning a Porsche is a tremendous accomplishment and owners should be proud. The first Porsche I remember seeing was in 1985. It was a red, Porsche…Read more
Managing Your Credit Score Can Save Money on Car Insurance
How Does My Credit Score Affect What I Pay for Auto Insurance? You may not have had any auto accidents or moving violations, but if you have not managed your credit score you will pay more for auto insurance in Virginia. In fact, your credit score is one of the biggest factors used to determine…Read more
How Does My Marital Status Affect My Car Insurance Rate?
Being single has its advantages. A lower rate on your car insurance isn’t one of them. Your marital status is one of several factors that car insurance companies look at when they calculate your rate. What the companies are trying to do is predict how big of a risk you are. They’re trying to determine…Read more
The Make of Car You Buy Can Save Money on Car Insurance
How Does the Make of Car Affect What I Pay for Car Insurance? When deciding to buy a car, you probably factor in make, model, price, safety features and more. Car insurance may not be something you consider, but did you know that the make of a car may entitle you to an auto insurance…Read more
Do I Need Medical Payments Coverage on Car Insurance?
Medical Payments on most car insurance policies covers reasonable and necessary expenses for medical, surgical, dental and chiropractic treatment, hospital, ambulance, x-ray and professional nursing services caused by an accident. It also covers prosthetic devices and funeral services. The coverage applies for these expenses without regard to fault. However, it pays only for those expenses…Read more
Multi-policy Discounts Can Save a Bundle on Auto Insurance Rates
Are you looking for easy ways to save time and money? Then, you should learn more about combining the various types of insurance you have with one insurance company to take advantage of a multi-policy discount. You may qualify for a multi-policy discount if you have one or more cars and an apartment or home.…Read more
How Can I Save Money On Car Insurance With a Teen Driver?
Ah yes, your teen is finally behind the wheel, which allows you to hang up your hat as the resident chauffer. But in addition to that newfound sense of freedom for both parent and teen, comes a new pinch in the pocketbook. It’s true, parents of teen drivers typically incur an increase in their car…Read more
What Affects My Car Insurance Rate?
There are many mysteries in the world. How your credit rating is determined is one of them. The Loch Ness monster is another. What affects your auto insurance rates is a third. Knowing what affects your auto insurance rates – and how to get the best rate you possibly can – is not as hard…Read more
Do I need to buy more than the minimum bodily injury liability protection?
Not if you’re a billionaire and aren’t concerned about forking over hundreds of thousands of dollars if you injure others in a car accident. For the rest of us, the answer is almost always yes. Bodily injury protection can be what stands between you and bankruptcy. By paying it, you can lean on your insurance…Read more
