Can you get insurance if you do not own a car?
Yes!
The insurance policy available for individuals in this situation is called a “Named Non Owner” policy. Named Non Owner policies are a lot less expensive than policies providing coverage for a specific vehicle or vehicles. The policy provides liability coverage for your drivers license and you can attached an SR22 or FR44 if needed.
If you live in Richmond, rates for Named Non Owner policies typically range from $150 – $350 for 6 months. Most Named Non Owner policies are written for 6 months but some companies allow 12 month policies.
If you would like a quote for a Named Non Owner policy click here or call (804) 320-AUTO (2886).