Recently several insurance companies have starting offering Roadside assistance on their auto policies including, Geico, Progressive, Allstate and Nationwide. People who use to carry AAA are dropping their AAA coverage and adding Roadside assistance to their auto policy. While this makes sense you need to be aware of some pitfalls for adding this coverage to your auto policy.

Roadside assistance is an additional feature and “yes” you do pay extra for the service but it’s nice to have one company to call for problems that occur with your vehicle. When you need Roadside assistance all you have to do is call your insurance company and they will dispatch services accordingly however some companies are coding this service as a claim. We all know filing claims will negatively affect your rate and could result in a company deciding to cancel your policy. Most companies code Roadside assistance claims so it will not affect your rate as long as you stay with that company. If you decide to switch to another company for better coverage or a lower rate the Roadside assistance claims may show up on your driving record and prevent you from obtaining the best rate or obtaining a policy at all.

For more information on the best way to obtain Roadside assistance please visit our website http://www.theandrewagency.com/.