You know that household appliances and equipment can stop working at any time. That’s why equipment breakdown coverage is a superior value, with a competitive price and great protection. What Is Equipment Breakdown Coverage? This unique coverage is a type of home warranty that extends to many of your essential home systems and personal property.…Read more
High Value Homeowners Insurance
As an owner of a distinctive home, your insurance needs are unique. Your home is a significant investment, and it is important that you have the right coverage to protect special characteristics and custom fixtures as well as your fine possessions. At The Andrew Agency, we have the expertise to not only meet your expectations,…Read more
Understanding Synthetic Stucco
Having a house with EIFS, also known as Dryvit, isn’t the end of the world. EIFS isn’t a disease; it’s synthetic stucco. And even though your house may have been built using it, with knowledge and proper maintenance everything can be just fine. It pays to be informed EIFS is an Exterior Insulation and Finish…Read more
Does Homeowners Insurance Cover Water Damage?
One of our clients recently had a pipe break that caused substantial water damage to their finished basement. Sudden and accidental water damage – like burst pipes – are generally covered by your homeowner’s insurance policy. However, it is important to know that not every type of water-related damage is covered. A few tips to…Read more
The Wrong Way to Insure Your Home
Your home is one of your most valuable assets but most people spend very little time making sure they have the right insurance policy. Make sure you have enough dwelling coverage on your homeowners insurance policy to rebuild it to its original state. And while the current market value of your home may be lower…Read more
Does My Insurance Policy Cover Riot Damage?
Civil unrest can occur anywhere – from big cities to a small-town community. Looting, theft, and vandalism are possible in the midst of the mayhem. But if something happens to your home or business as a result – will your homeowners’ insurance or business insurance cover it? Homeowners Insurance Standard home insurance policies are in…Read more
Hallsley Is Best New Neighborhood in Chesterfield
Richmond Magazine’s Best & Worst issue of 2014 is on the streets and Hallsley was voted Best New Neighborhood in Chesterfield! Readers of Richmond magazine vote on more than 250 Richmond attributes to come up with this annual Best and Worst issue. This year, Hallsley is the site of the Southern Living Custom Showcase Home…Read more
Understanding your Homeowner policy
Sure, you get the declarations page in the mail each year when comes time for your home policy renewal. It’s easy to just file it away and forget about it, but taking a little bit of time to understand the primary coverages outlined on the declarations page is a worthwhile investment of your time. A…Read more
Vacant Homeowners Insurance
At certain points, anyone may need to insure a vacant home. The reasons for this vary and may include certain life events such as inheriting a relative’s home or moving out of your own home before it has sold. Liability coverage is also important on a vacant home in case there is an accident that…Read more
Hurricane Insurance Can Save You Big When the Storm Arrives
Protect Your Home with Hurricane Insurance Hurricanes are one of the most destructive storms that occur. If you live in a region that routinely faces the threat of hurricanes, you know how scary they can be. There are steps you can take to help protect your home from an impending storm. But, when damages do…Read more